Africa’s first licensed alternative credit bureau
Alternative Data Intelligence for credit decisioning
Designed for the demands and scale of high-growth institutions.
Non-Performing Loans (NPL)
patents in various countries
predictive accuracy, explainable models
Credit scores generated
Transaction records analyzed
Unlock the credit spectrum. Lead the race to full market visibility.
There’s a race to unlock Africa’s full credit economy. Seize the power to underwrite more and max your credit growth — while reducing risk to your business.
Our platform
A single, licensed intelligence platform that transforms alternative data into reliable, scalable credit growth by helping you see more, decide better, and deploy faster.
Visibility layer
Capture & translate signals
Transform decentralized behavioural data across multiple alternative data sources into credit scores.
- Real-time and batch scoring options
- AI-driven data quality and drift monitoring
- Widen addressable market
Decisioning Layer Ⓡ
Leverage intelligence for decisioning
AI-powered scoring and recommendations that tell you the next best move — approve, adjust, protect, or expand.
- Explainable, audit-ready decisioning
- Dynamic policy and risk appetite tuning
- Challenger/Champion models for constant improvement
Integrate & optimize at scale
Integrate & optimize at scale
Plug-and-play infrastructure with bank-grade security that works with your systems, scales with your growth, and delivers in real time.
- API-first, on-premise or cloud options
- Full observability and ongoing optimization
- 30-day go-live and SLA-backed performance
Human economic life is everywhere
Customer stories
Leading companies with full credit visibility
30,000
$2,000,000
Your first 90 days with Notto
Go-to-market in record time
Enterprise ready
Built-in security and compliance
Explainable AI. Auditable lineage. Continuous performance and bias monitoring. Every layer of our platform, from data capture to decisioning, is governed by clear, auditable standards.
Model Lineage
Full traceability—every signal to every decision, with audit logs and version control.
Performance Monitor
Drift, bias, and accuracy watches run 24/7; real-time alerts, performance reports.
Regulatory Alignment
Built-in transparency, chain-of-custody, and compliance-ready documentation (ISO, GDPR, local regs)